you want to know who to blame for high insurance premiums?
the majority of your premium actually pays taxes
those of you who ran a business - so you should already know this
anyone who took economics should know this
costs always flow to the end consumer
here are the government costs you pay for in your insurance premiums:
taxes on the insurance company for payroll,
taxes on insurance company property
taxes on insurance company profit
taxes (fees) for insurance company licenses
taxes (fees) to insurance regulatory offices
taxes imposed on insurance companies to fund government programs
taxes paid by insurance employees on income thru wages
taxes paid by insurance employees on property thru wages
taxes paid by insurance employees in sales tax thru wages
taxes paid by doctors and nurses on income
taxes paid by doctors and nurses on property
taxes paid by doctors and nurses offices in sales tax
taxes (fees) by doctors and nurses for licenses
taxes (fees) by doctors and nurses to regulatory offices
taxes paid by hospitals and clinics on income
taxes paid by hospitals and clinics on property
taxes paid by hospitals and clinics in sales tax
taxes paid by hospitals and clinics employees on income
taxes (fees) by hospitals and clinics employees for licenses
taxes (fees) by hospitals and clinics employees to regulatory offices
taxes paid by suppliers to hospitals and clinics on income
taxes paid by suppliers to hospitals and clinics on property
taxes paid by suppliers to hospitals and clinics in sales tax
taxes (fees) by suppliers to hospitals and clinics for licenses
taxes (fees) by suppliers to hospitals and clinics to regulatory offices
taxes paid by suppliers employees on income
so now you know why your insurance premium is so high
and you want even more government to manage your costs
ROFLMAO at the stupidity of that idea
My purpose: to have people see the piles of crap that we step over and around as we struggle in our daily lives. Like the lighthouse, I am shining a light on issues of today through commentary, posting of articles and information, and in general offering a closer look at details the press "forgets" to tell us. Call me a different voice in the darkness. After all, change happens when the felt pain of NOT CHANGING becomes greater than the perceived pain of CHANGING.
Saturday, September 5, 2009
Wednesday, August 5, 2009
Canadian Health Care is NOT single payer
there seems to be an inconvenient truth that exposes a lie in the gazillion comments being made to further health care reform
it seems there is a thriving private insurance industry in Canada
from:
http://www.marketwatch.com/story/balyasny-bets-against-healhcare-reform-2009-08-04#comment2591443
"While the health-care system in Canada ensures that virtually everyone living here has access to medical services in any part of the country, it doesn't cover everything. That's where private, or extended, health insurance comes in – it is meant to pick up where your government plan ends. Private health insurance is not the same as emergency health – or travel medical – insurance that you may consider purchasing when you travel outside Canada. Rather, it covers the day-to-day surgeries and treatments that can add up to big bills."
and from
http://www.insurance-canada.ca/health-products/health-dental/health-dental.php
"Directory of Health and Dental Insurance Providers
A certain amount of health and dental expense will be incurred every year by individuals and families. However, health and dental emergencies can prove quite expensive and personal or family health and/or dental insurance can be a big help in reducing the impact of unexpected costs.
For this reason many people not covered by an employer or group plan will consider their own health and dental insurance."
and, last but not least:
http://www.insurance-canada.ca/health-products/health-quotes/health-quotes.php
"Directory of Online Health Quotes Providers
When you decide to buy health insurance, the sales organization - broker, agent, company - must be licensed to do so in your province. Providers will make product information, coverages, pricing and applications available in numerous ways -- in local offices, through the mail, via telephone and/or on the web over the Internet."
it seems there is a thriving private insurance industry in Canada
from:
http://www.marketwatch.com/story/balyasny-bets-against-healhcare-reform-2009-08-04#comment2591443
"While the health-care system in Canada ensures that virtually everyone living here has access to medical services in any part of the country, it doesn't cover everything. That's where private, or extended, health insurance comes in – it is meant to pick up where your government plan ends. Private health insurance is not the same as emergency health – or travel medical – insurance that you may consider purchasing when you travel outside Canada. Rather, it covers the day-to-day surgeries and treatments that can add up to big bills."
and from
http://www.insurance-canada.ca/health-products/health-dental/health-dental.php
"Directory of Health and Dental Insurance Providers
A certain amount of health and dental expense will be incurred every year by individuals and families. However, health and dental emergencies can prove quite expensive and personal or family health and/or dental insurance can be a big help in reducing the impact of unexpected costs.
For this reason many people not covered by an employer or group plan will consider their own health and dental insurance."
and, last but not least:
http://www.insurance-canada.ca/health-products/health-quotes/health-quotes.php
"Directory of Online Health Quotes Providers
When you decide to buy health insurance, the sales organization - broker, agent, company - must be licensed to do so in your province. Providers will make product information, coverages, pricing and applications available in numerous ways -- in local offices, through the mail, via telephone and/or on the web over the Internet."
Tuesday, August 4, 2009
pending health care reform
The latest proposals are broken down and available here for anyone who wants to take a look
http://www.kff.org/healthreform/sidebyside.cfm
http://docs.house.gov/gopleader/House-Democrats-Health-Plan.pdf
http://www.familysecuritymatters.org/publications/id.3815/pub_detail.asp
http://www.defendyourhealthcare.us/houseandsenatebills.html
http://www.kff.org/healthreform/sidebyside.cfm
http://docs.house.gov/gopleader/House-Democrats-Health-Plan.pdf
http://www.familysecuritymatters.org/publications/id.3815/pub_detail.asp
http://www.defendyourhealthcare.us/houseandsenatebills.html
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