you want to know who to blame for high insurance premiums?

you want to know who to blame for high insurance premiums?

the majority of your premium actually pays taxes

those of you who ran a business - so you should already know this

anyone who took economics should know this

costs always flow to the end consumer

here are the government costs you pay for in your insurance premiums:
taxes on the insurance company for payroll,
taxes on insurance company property
taxes on insurance company profit
taxes (fees) for insurance company licenses
taxes (fees) to insurance regulatory offices
taxes imposed on insurance companies to fund government programs
taxes paid by insurance employees on income thru wages
taxes paid by insurance employees on property thru wages
taxes paid by insurance employees in sales tax thru wages
taxes paid by doctors and nurses on income
taxes paid by doctors and nurses on property
taxes paid by doctors and nurses offices in sales tax
taxes (fees) by doctors and nurses for licenses
taxes (fees) by doctors and nurses to regulatory offices
taxes paid by hospitals and clinics on income
taxes paid by hospitals and clinics on property
taxes paid by hospitals and clinics in sales tax
taxes paid by hospitals and clinics employees on income
taxes (fees) by hospitals and clinics employees for licenses
taxes (fees) by hospitals and clinics employees to regulatory offices
taxes paid by suppliers to hospitals and clinics on income
taxes paid by suppliers to hospitals and clinics on property
taxes paid by suppliers to hospitals and clinics in sales tax
taxes (fees) by suppliers to hospitals and clinics for licenses
taxes (fees) by suppliers to hospitals and clinics to regulatory offices
taxes paid by suppliers employees on income

so now you know why your insurance premium is so high

and you want even more government to manage your costs

ROFLMAO at the stupidity of that idea

I want the United States Government to be my source for health care.

I want the United States Government to be my source for health care.

It will provide great care, and all of the services I could ever need, in a timely manner.

The Federal government has demonstrated it’s ability, with a proven record of accomplishment, it’s resume is worthy of consideration for management of any position, and that is demonstrated by:
The war on poverty
The war on illiteracy
The war on drugs
The war on crime
The war on pollution
Eliminating violence
Eliminating discrimination
Eliminating racism
Eliminating sexual harassment
Providing good quality health care for those over 65

Providing above average health care for the American Indian

Providing good quality health care for all who served in the military
The quality of life for those living on government programs is superb
Our seniors living on social security want for nothing
The health care for our former government workers is the best they can find, and they had to contribute nothing towards it
CHIP has made sure all children have health care
Those in prison are well cared for
They do their time with no risk
The Social Security trust fund is solvent
The Medicare trust fund is solvent
The IRS is efficient and collects properly from everyone who owes
There is no financial mismanagement
There is no corruption
The controls the government places on private financial institutions are correct and just
Special interests cannot influence the government
All laws and practices are fair and equal to all
Our government officials always serve the people
Our government officials always put the citizen’s needs first
Our government is the most efficient and productive entity that exists
Our government agencies are a pleasure to do business with
The services the government provides are timely and above average
The immigration process is the best in the world
The safety and security of its people is above any other country’s
The government’s process are transparent and above reproach
The laws apply to all equally
The members of government live under the same laws and benefits they choose for us
The justice system never makes a mistake
The executive branch makes no unjust laws
The financial branch manages monies well
The government can account for every dollar it spends

After reviewing this list, I am sure you can see why the United States Government, by the people and for the people, is the best qualified to decide what and how to provide health care for you and I

Now – to be fair – please reply and list the programs and services that I missed that are worthy of consideration.

Would you retain the services of any company that failed so often, and so magnificently?
If so - why not hire me - because I could exceed your expectations by showing up for work half the time and failing only half the time

People - hope and dreams and wishes do not make it a workable idea

Those other countries have systems that do work better than ours, they have much smaller governments

and the bureaucrats have to live in the system they create

7 signs a health plan might be junk

I offer you this ConsumerReports.org link. It's for those of you who had looked for coverage on line, or those of you that follow health insurance issues, or those who wonder why AARP changed the offered plans.

You can read it below, or click on this link below, or copy and paste it into your browser:
http://www.consumerreports.org:80/health/insurance/health-insurance/7-signs-that-the-plan-is-junk/health-insurance-7-signs-the-plan-is-junk.htm


If you want Health Insurance, contact me for coverage options.
John Spek
410-302-4122

7 signs a health plan might be junk

WATCH THE WORDING “Affordable” health plans, like this one purchased from AARP, may end up costing you much more in the long run.

Do everything in your power to avoid plans with the following features:

Limited benefits

Never buy a product that is labeled “limited benefit” or “not major medical” insurance. In most states those phrases might be your only clue to an inadequate policy.

Low overall coverage limits

Health care is more costly than you might imagine if you’ve never experienced a serious illness. The cost of cancer or a heart attack can easily hit six figures. Policies with coverage limits of $25,000 or even $100,000 are not adequate.

“Affordable” premiums

There’s no free lunch when it comes to insurance. To lower premiums, insurers trim benefits and do what they can to avoid insuring less healthy people. So if your insurance was a bargain, chances are good it doesn’t cover very much. To check how much a comprehensive plan would cost you, go to ehealthinsurance.com, enter your location, gender, and age as prompted, and look for the most costly of the plans that pop up. It is probably the most comprehensive.

No coverage for important things

If you don’t see a medical service specifically mentioned in the policy, assume it’s not covered. We reviewed policies that didn’t cover prescription drugs or outpatient chemotherapy but didn’t say so anywhere in the policy document—not even in the section labeled “What is not covered.”

Ceilings on categories of care

A $900-a-day maximum benefit for hospital expenses will hardly make a dent in a $45,000 bill for heart bypass surgery. If you have to accept limits on some services, be sure your plan covers hospital and outpatient medical treatment, doctor visits, drugs, and diagnostic and imaging tests without a dollar limit. Limits on mental-health costs, rehabilitation, and durable medical equipment should be the most generous you can afford.

Limitless out-of-pocket costs

Avoid policies that fail to specify a maximum amount that you’ll have to pay before the insurer will begin covering 100 percent of expenses. And be alert for loopholes. Some policies, for instance, don’t count co-payments for doctor visits or prescription drugs toward the maximum. That can be a catastrophe for seriously ill people who rack up dozens of doctor’s appointments and prescriptions a year.

Random gotchas

The AARP policy that some bought began covering hospital care on the second day. That seems benign enough, except that the first day is almost always the most expensive, because it usually includes charges for surgery and emergency room diagnostic tests and treatments.